When you are smart with your money, and you are living a frugal lifestyle, you will inevitably come across people who criticize you. While most of it comes from jealousy on their part, they are ashamed that they do not have the self-control to live frugally; their words still have an impact. Some people simply…
You have probably seen the news lately about how the student interest loan rate doubled at the beginning of the month. With all the coverage, there is bound to be some misinformation, and before panicking, make sure you understand just how it will affect you. Politicians and the media like to play things up for…
If you own a dog you probably already know full well just how expensive (yet rewarding!) owning a pet can be. I know when I was contemplating getting my dog, Murray, everyone who tried to talk me out of it cited the same reason; pets, (like children) are expensive. Except no one I know has…
On the road to financial abundance there’s bound to be challenges. While some are hard to foresee others are much more common and predictable. My hard earned experience over the years has helped me identify five real obstacles in building wealth and how to overcome them. I’d love to share them with you here so…
Getting any sort of loan will always include some risk. To help understand the risk of short-term loans, we are joined by Elaine McPartland from ConsolidatedCredit.org who shed some light on the subject. Short-term loans can sound like a great idea when you’re short on cash. You have an emergency, you need cash and there’s…
Recently I talked to you about quitting the gym and riding a bike to work. You will get just as much, if not more, exercise and you will save money while doing so. Since then I ran across this article that outlines how working out regularly can help lead to getting a raise at work. …
Shopping at the mall is one of my least favorite things to do. Unless I absolutely have to, you won’t catch me there. The crowds can be a major pain and the deals are not as great as they make them out to be. That being said, I love online shopping. It allows me to…