Our financial goals are often set apart with different benchmarks, or waypoints, on our journey to financial freedom. For many people hitting that waypoint of having a net worth of more than $1 million seems daunting, and frankly a little out of reach. The problem is that most people don’t take the time to devise…
The U.S. unemployment rate for December 2014 was 5.6 percent, the lowest since June of 2008, according to the Bureau of Labor Statistics. Hiring has also been strong for the past several months, and gas prices remain at their lowest levels since 2009. Current economic conditions are helping Americans recover from the damage suffered during…
Throughout our lifetimes we all make mistakes. Some of them are big mistakes. There is not a single person you could talk to that has not made some sort of financial mistake. However, being prepared can help you to lessen the impact of those mistakes, and hopefully avoid them all together. When people get married,…
Many people who are visiting One Smart Dollar will have already taken the steps to set up a savings plan. But there are always those who need encouragement, and there are often new readers that have yet to see just how easy it is to start saving. There is a right way to design a…
No one likes to throw money away. You are throwing away money when you receive no benefit to the added expense. Charities do not count as throwing away money since your intended benefit is to help someone else. If we could reduce the number of times you throw away money, you would be in a…