Debt Management

4 Costly Student Loan Refinancing Myths

November 6, 2017
Refinancing Student Loans Myths

You may get pulled in several directions when you start considering student loan refinancing options. Many people who give advice are well-intentioned, but others can be misinformed. Following advice blindly may cost you a pretty penny over the life of your loans. Refinancing can benefit you by reducing your monthly payment, lowering your interest rate, […]

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How to Deal with Unexpected Expenses

January 25, 2017
Unexpected Expenses

Despite our best intentions to be responsible adults with a budget, there is one thing we are never immune to: unexpected expenses. We’ve all been there. You get into a car accident. You get a mysterious illness that puts you in the hospital. A family member passes away unexpectedly. Unexpected expenses can bring a lot […]

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A CAB Helps You Cover Emergency Expenses

October 8, 2016
CAB Loan

When bill after bill after bill piles up, you may need an installment loan to help bridge the gap between what’s owed and what you have in your bank account. Many of your neighbors in Texas have used installment loans to successfully solve their cash shortages, but this feat relies on a savvy individual and […]

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How Refinancing and Consolidating Your Student Loans Can Make Your Repayment Easier and Cheaper

July 18, 2016
How Refinancing and Consolidating Your Student Loans Can Make Your Repayment Easier and Cheaper

If you were lucky enough to get into college and stayed on the straight and narrow and graduated with your chosen degree, then you probably only owe about $30,000 or $40,000 in debt. Now, if you chose to switch degree paths or you moved to a different school, then you likely have more like $50,000 […]

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Debt Is a Four Letter Word

August 13, 2015
Debt is a four letter word

Some people fear the mention of the word ‘debt.’ It is something that most people have for many years of their lives. The reality is that the real estate market depends upon it because without mortgages the market would be just a small percentage of what it is today. It is clear that there is […]

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Good and Bad Debt: Understanding the Difference

August 8, 2015

Many of us consider taking out credit for a variety of things – family homes, advanced education, a new family car. But while some of us know the difference between good and bad debt and wouldn’t even consider taking out credit for a bad debt, there will be others who will take out the credit […]

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Dealing with Bankruptcy: Before, During, After

June 3, 2015
Dealing With Bankruptcy

First things first: unlike what most of us were taught growing up, there is no shame in declaring bankruptcy. Life happens. It is not always completely and totally under our control and sometimes parts of it–like our finances–get away from us. In this article we are going to talk about bankruptcy: what it is, how […]

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