Christmas on a budget

It’s that time of year again! Holiday shopping makes it tempting to spend money, and even if you stick to a budget, it can feel like a stretch. So, if you need some ideas on how to make shopping less of a burden for your wallet, you’re in the right place! Christmas on a budget can be easier than you think.

Build Your Budget Before You Start Shopping

Great financial habits almost always start with some kind of budget. With holiday shopping, you might be tempted to do a little window shopping or internet browsing to get inspired, but stop right there! To avoid overspending on gifts, you need to create a budget before you even start shopping.

Starting with a budget will ensure you’re taking the time to put together a realistic amount of what you’ll need to spend. You’re less likely to forget adding those extras, like wrapping paper or your office’s Secret Santa gift, when you write it all out.

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What To Do If You Miss a Student Loan Payment

by Lucy Oake on November 20, 2017

Missed Student Loan Payment

It’s easier than you think to miss a student loan payment. If you’re trying to juggle your career, your life, and other responsibilities, your student loan due date may come and go. However, missing even one payment can have negative effects. If you realize you’ve missed a student loan payment, here’s what you need to know.

Assess the Situation

Once you miss a payment, your student loan status will change from current to “delinquent.” From there, the actions you need to take to get your status back to “current” may be different. That’s because each lender will have different timelines. You’ll need to check with your student loan servicer to figure out exactly where you’re at.

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21 Best Side Hustle Jobs To Make Extra Money

by Lucy Oake on November 17, 2017

Side Hustle Jobs

Let’s face it, everyone could use a little extra cash every now and then. Maybe a few extra bucks would help you build an emergency fund, save for a vacation, or just have a little extra wiggle room in your budget. That’s where a side hustle fits in – by allowing you to literally cash in on your extra time. If you need some inspiration to find the best side hustle jobs for you, then read on!

Be an In-Demand Doer

There is a huge market out there for people who can get things done. And surprisingly, you don’t need to have any specialized skills to make being an expert do-er a steady side hustle. With these types of jobs, you can set your prices, hourly or by the job – whatever works best for you and your customers.

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Best Travel Rewards Credit Cards for 2017

by Sean Bryant on November 10, 2017

Best Travel Rewards Credit Cards

My wife and I love the thrill of traveling. We usually will take at least one big trip each year and sometimes we try for two. To make our trips a little bit more affordable, we both carry travel rewards credit cards. This allows us to earn airline miles or hotel points just for making our normal purchases, like groceries or a night out with friends. Below I have listed off what I personally feel are the best travel rewards credit cards. Each of these cards will get you on your way to a free vacation.

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4 Costly Student Loan Refinancing Myths

by Lucy Oake on November 6, 2017

Refinancing Student Loans Myths

You may get pulled in several directions when you start considering student loan refinancing options. Many people who give advice are well-intentioned, but others can be misinformed. Following advice blindly may cost you a pretty penny over the life of your loans. Refinancing can benefit you by reducing your monthly payment, lowering your interest rate, and allowing you to pay less interest over the term of your loans. But, refinancing your student loans is only helpful if you understand the truth behind common myths.  

Don’t Shop Around Too Much for Student Loans

Some experts say when refinancing any loan, it’s best to shop around before settling on one lender. The same often holds true for student loans. But, others insist that shopping around too much will hurt your credit. What’s the truth?

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What’s My Car Worth?

November 1, 2017

What’s My Car Worth? When you buy a car, you don’t just want a daily driver, you want an investment that won’t depreciate over time. However, some cars retain their value much better than others. Whether because of dependability or demand certain vehicles are sought after even after they had some serious miles put on […]

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Moving on A Budget – Life-Saving Tips and Tricks

October 27, 2017
Moving on a budget

Moving can be a nightmare unless you’re into minimalism, but a tight budget doesn’t necessarily mean it’s impossible. So, how do you move a bunch of stuff to your new home without losing your sanity? While many expenses are unavoidable, there are plenty of ways to keep costs down by planning ahead, comparing prices, and […]

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