The American Dream is to have a job, a family, and a house in the suburbs. With millions of homes sold every year, it appears that many people are finding that dream to become a reality. But what happens when something breaks at home? What happens when repairs are necessary, and you’re not able to…
This is a sponsored post for CreditRepair.com. All opinions are 100% my own. Let’s be honest for a minute. There’s a good chance your knowledge of credit, credit scores, and credit repair is pretty small. Chances are you know that FICO has to do with credit, but what do the letters even stand for? …
Homeowners and Renters Have New Options Insurance, using the traditional model, has gotten a bad rap in recent years. These policies, once designed to protect us with a promise to indemnify (a fancy term simply meaning, “make whole”), have become cumbersome with claims being denied for seemingly no reason. Many people have found that insurance…
You can Save Money with a Refinance If you’d bought a house between 1979 and 1990, you would be hard pressed to get an interest rate under 10 percent. Today, those rates are unimaginable. Looking at the last several years of mortgage loan rates, and how low they have been, we’re shocked that the economy…
Owning a vehicle costs money. I’m not talking about the loan, the insurance, or even the cost of the gas you have to put into it. I’m talking about regular maintenance so that you don’t end up spending a small fortune on vehicle repairs. Recent estimates show that it costs $100-$150 per month to ensure…
You can take the Fright out of Finances When you compile your list of fears, there are a few that most likely come out on top. Fear of death, the fear of public speaking, fear of spiders (this one tops my lists), and the fear of financial failure are probably all pretty high. Each of…
How are Your Finances Now? A decade has passed since we saw one of the biggest financial downturns in recent history. But it started long before that market collapse. Banks were handing out subprime housing loans to people who weren’t financially secure enough to have a loan of that magnitude. The result was a cascading…