Health insurance has made the headlines more times than anyone cares to count. Lately, with the recent rollout of the insurance exchange, it is making headlines even more. People realize that insurance is becoming more expensive as the years go by, but what many do not realize is that the cost of health insurance is…
The way you manage your finances today has a major impact on your future. When you’re ready to purchase a house, financial management plays a role in whether you’ll qualify for loans. Unfortunately, some people put personal finances on the back burner – which is a huge mistake. Life happens. When you least expect it,…
A while back I discovered the comic strip XKCD. I love it because it makes me feel smart, especially when I laugh and share it with others and they just give me a blank stare. If you have not seen the site, be careful. The disclaimer at the bottom of the page says, “Warning: this…
The new Apple iPhone 5S and 5C went on sale Friday and mine has been ordered. Usually I wouldn’t be upgrading my phone, but this time it was a major need. Last winter I decided it would be a good idea to send my old iPhone through the washing machine. Needless to say it didn’t…
The Consumer Financial Protection Bureau (CFPB) is a powerful federal agency tasked with the job of protecting American consumers from unscrupulous financial practices. So far the CFPB has been impressively productive. You know how credit card billing statements are now easier to read than they were a few years ago? How about those new rules…
One of the biggest industries in the world is the financial services industry. It encompasses everything from banking, to loans, to credit cards, to mortgages. If it has to do with money, it is big business. Since the industry is so huge, there is a lot of money to be made by exploiting certain niches. …
I have lived in Colorado for two years now and yesterday I climbed my first 14,000 foot mountain. Mt Bierstadt is one of 53 14,000 foot peaks in the state of Colorado. While this wasn’t the most difficult climb, it got extremely rocky as we got close to the top and the lack of oxygen…