The way you manage your finances today has a major impact on your future. When you’re ready to purchase a house, financial management plays a role in whether you’ll qualify for loans. Unfortunately, some people put personal finances on the back burner – which is a huge mistake. Life happens. When you least expect it,…
Each time another stimulus, or quantitative easing, has been proposed, there are quite a few people that say that instead of tax rebates, or other incentives, the money should go toward wiping out student loan debt. In fact, since 2008 there has been an estimated $2.5 trillion pumped into the economy through the various stimulus…
Getting any sort of loan will always include some risk. To help understand the risk of short-term loans, we are joined by Elaine McPartland from ConsolidatedCredit.org who shed some light on the subject. Short-term loans can sound like a great idea when you’re short on cash. You have an emergency, you need cash and there’s…
A debt validation request is a secret weapon that enables you to verify any debt you owe. This simple tool can help you clarify any outstanding debt, stall the collections process and provide you with all the information you need to determine what debt is actually your responsibility and what is not. Debt collection agencies…
If you’re in debt then somehow, the idea of packaging that debt up neatly into one little box is always an appealing thought. So when you read about debt consolidation, it often seems like a great idea. But is it really such a good idea? What is Debt Consolidation? To consolidate your debts simply means…
When you were in high school, you undoubtedly took writing classes or classes that taught you about American history. Some of you may have even taken a class that taught you how to cook. But, I am guessing not many of you took a class that taught you about personal finance and how to manage…
Tracie shares her money saving tips and ideas daily atPenny Pinchin’ Mom. She is featured regularly on her local CBS Affiliate – KCTV5 – helping local families learn how to make the most of their own budget. When not busy saving money and helping others, she is a mom to 3 kids, ages 4 –…