Credit cards are a great resource readily available to just about every adult. A simple piece of plastic is the cause of many people’s financial misery. But when they are used properly, they can quite beneficial to the user. When shopping for a card, there are many things to look out for, and not just…
Last week ING Direct announced that they would start offering a remote deposit app for customers with an iPhone or Android device. This is great news for people like myself who just use an ING savings account but do not use an ING Direct checking account. If I want a check to go into my…
Most Americans’ first encounter with a savings plan comes during childhood when their parents give them a ceramic piggy bank with a little slot in which to insert coins. In this crudely unidirectional system, the only way to actually retrieve the money is to take a hammer to the little guy. As adults, looking to…
A savings account is supposed to help you save money, right? Unfortunately, this is not always the case. Not only do some accounts have extreme fees, but many chase customers away with ridiculous terms and conditions. So what would the perfect savings account look like in your world? Here are 10 features that would make…
I’ve been a long time customer with my bank, ever since they bought out my last bank over 10 years ago. After the purchase, my new bank almost immediately began enacting various fees and defining new services. I’m not talking about overdraft fees, NSF fees, or what I consider “no-brainer” fees. These are fees you…
As a way to get more customers, some banks are offering special rates on money market accounts. Your immediate reaction when considering moving your money market accounts is to look at the amount you are gaining on those accounts. If there is a huge difference in the amount you would be earning, the decision is…