Chase Slate Review – Free Balance Transfers

by Sean Bryant on October 8, 2017

Chase Slate Review

Chase Slate Review

Do you find yourself always carrying a balance on a high interest rate credit card? If so, you might be interested in the Chase Slate credit card. This is one of the best 0% balance transfer credit cards right now because they offer a full 15 months no interest on transfers. Below you will find my Chase Slate review and you can make the decision if this is the right card for you.

Chase Slate Benefits

Chase Blueprint Program

The Chase Slate credit card includes the Blueprint program which is a handy budgeting tool that is designed to help you save money on interest by helping you set pay-down goals.

  • Full Pay – You decide the categories that you want to pay off in full each month.
  • Split – You can create a custom plan to pay off big items.
  • Finish It – You decide when you want pay down your balance and it will help you figure out how much you need to pay each month.
  • Track It – You can see where you are spending money and set goals to improve your spending habits.

Low Credit Scores Accepted

Most Chase credit card have requirements that you must have excellent credit history. With the Chase Slate card they want to help everyone pay off higher balances, so they accept individuals with average and good credit scores. Want a Chase credit card but don’t have the best credit score, this is probably going to be the card for you.

Transfer High Rate Balances

The biggest factor that keeps people from being able to pay down their credit card balances is due to high interest rates. Because of high interest payments it can be tough to pay off more than just the minimum balance each month. Chase Slate offers you 15 months of zero percent APR if the balance is transferred within the first 60 days. This is a great way to start working on the principal balance and not having to worry about interest. They also offer no fee balance transfers. While most cards will charge you three percent off the amount you want to transfer the Chase Slate card is zero percent when done within 60 days.

Zero Percent APR on Purchases

In addition to having a zero percent APR on your balance transfer you will also have a zero percent APR on all purchase the first 15 months. After your introductory period is over you will qualify for standard APR of 15.99%-24.74% based on your credit worthiness.

No Annual Fee

What is better than being able to pay down your credit card with a zero percent APR? Being able to do it without an annual fee. With the Chase Slate card this is exactly what happens.

Disadvantages

No Rewards Program

The only downside to the Chase Slate credit card is that it has a no rewards program. If you are looking into signing up for this card, rewards aren’t really your main objective anyways.

Chase Slate Application Status

When you apply for a Chase Slate card, one of two things will happen. You will either receive immediate approval, or you will receive a message that says Chase credit card application under review. If your application is under review there are a couple things you can do. When applying online, you were asked to set up online account access during the application process. You can log into your account and navigate to the Customer Care tab. On the Account Services page you will see a category on the right side of the screen that says “Open a New Account”. Within this category there is a section called, “Check my Application Status”.

If you didn’t apply for your Chase Slate card online, then you can call the Chase credit card customer service number at 800-432-3117.

Final Word

If you are currently carrying a balance on your credit card and are looking for the ability to pay it off without high interest payment, the Chase Slate card is one of your best options. Right now you will be able to get zero percent APR for the first 15 months on both purchases and balance transfers. You will also have a $0 transfer fee and a $0 annual fee.

The following two tabs change content below.

Sean Bryant

Sean Bryant created OneSmartDollar.com in 2011 to help pass along his knowledge of finance and economics to others. After graduating from the University of Iowa with a degree in economics he worked as a construction superintendent before jumping into the world of finance. Sean has worked on the trade desk for a commodities brokerage firm, he was a project manager for an investment research company and was a CDO analyst at a big bank. That being said he brings a good understanding of the finance field to the One Smart Dollar community. When not working Sean and he wife are avid world travelers. He enjoys spending time with his daughter Colette and dog Charlie.

Latest posts by Sean Bryant (see all)

Previous post:

Next post:

20adfc1256bf162ccc214ed51df72b1328c896d9b40792f6e7