It has been said that the Average American family will eat out three times each week. Some might be more and some might be less. That can get expensive but sometimes when our lives get busy it is one of the best ways to be able to sit down as a family. Have you ever…
If you are a homeowner and you put down less than 20% when you bought your home there is a pretty good chance you are paying what is called private mortgage insurance or PMI. This is a monthly fee that is added to your mortgage statement and is typically between one half and one percent…
A savings account is supposed to help you save money, right? Unfortunately, this is not always the case. Not only do some accounts have extreme fees, but many chase customers away with ridiculous terms and conditions. So what would the perfect savings account look like in your world? Here are 10 features that would make…
When you are trying to sell your house during a buyers market the biggest thing you can do to help yourself out is staging. Staging can help to set your home out from all the others that are on the market. Staging does not have to cost you a lot of money because that is…
Balance transfer credit cards are potentially very useful financial tools and, if used correctly, can provide consumers with significant financial relief. That’s the good news. It’s important to remember, however, that if you’re not very careful, balance transfer cards can dig you a much deeper financial hole than you ever thought possible. Above all else,…
All over the news the entire summer were stories questioning whether or not the United States and world economies were slipping back into another recession. More and more months go by and job creation is still not being see in the US. There are more and more issues creeping up in Europe that are scaring…
Every year many Americans count on their homes mortgage to save them on their taxes. Mortgage tax deduction is one of the largest tax deductions we have and over the past two months Congress has started talking about whether or not it should be eliminated or reformed. Today this deduction allows Americans to deduct up…