So you want to take a step into building a more frugal lifestyle? Good for you! Financial freedom is a terrific goal – but it’s not something that just happens overnight. Money saving challenges are a creative way to incorporate a little more fun into sticking to a budget and savings plan. But will it…
Better Credit Means Better Terms and Faster to Debt Free You’ve probably heard it before: there is good debt and there is bad debt. Good debt, such as a mortgage or student loans, help you pay for something that will increase your net worth. Bad debt, like credit cards, (usually) carries higher interest rates and…
Dave Ramsey is one of the most famous financial advisors in the country. He has a popular radio show turned podcast, a series of books, and even a curriculum called Financial Peace University that is taught in hundreds of location nationwide. He teaches people how to become debt-free using a set of basic principles called…
Your credit score is one of the most important numbers to know. You probably already know that your credit score impacts how much money you can borrow and the interest rate. But there are other big-picture ways that your credit score can affect your life. Having a low credit score may keep you from scoring…
Hit Your Million Dollar Goal by Age 40 Our financial goals are often set apart with different benchmarks, or waypoints, on our journey to financial freedom. For many people hitting that waypoint of having a net worth of more than $1 million seems daunting, and frankly a little out of reach. The problem is that…
In some parts of the world, cars are a necessity. They bring us to work, school, and anywhere else we’d want to go. But cars can carry a hefty price tag. Between car payments, maintenance, and insurance, it’s hard to see how to eliminate those costs from your budget. Fortunately, you came to the right…
The average American family spends just over $4,000 per year on groceries. That’s a lot of money. But saving money on groceries can be even just by using coupons and any of the money-saving apps available. Ibotta is one of my favorite apps to use. It’s helped my family save a lot of money over the…