Each day and each purchase is an opportunity to save money and be frugal. When practiced regularly, taking small steps can yield measurable and encouraging results. Here are some helpful tips to keep in mind: Have a plan. Before you buy, be mindful of your anticipated spending. To do this, think about what you need,…
There are times when you have to spend money. Most of the time you really cannot get around it; you have to pay the rent, pay for utilities, food, transportation, and the list goes on. What many people try to do when they want to save money is sacrifice conveniences and put a few extra…
Last year my wife and I made a cross country move from Chicago to Denver. Both of us are self employed and didn’t have the luxury of having our relocation costs paid for from an employer. We quickly realized just how expensive a long move can be. We started off by thinking we might hire…
With $4 being set as the new standard gas price and a continuously scaling cost of living, finding ways to reduce your driving cost can certainly make a difference to your budget. Sure, there definitely is an option to replace the gas-guzzling vehicles with their eco-friendly counterparts but this still isn’t a financially viable solution…
One of the biggest ways to waste money is to run the furnace or air conditioner more than necessary. Without proper insulation, all the heat or cool air generated goes right outside. This just causes the appliance to work harder racking up a large utility bill for the homeowner. With a little sweat, and some…
Planning for their financial future isn’t usually the top priority of people in their twenties, but it really should be. Making smart financial decisions in your twenties sets you up for financial success for decades after, and can drastically improve your ability to cover the larger purchases and costs many encounter later on in life….
There are so many ways to reduce one’s energy usage it can often be baffling on where to start. Upgrade the windows and doors? Re-do insulation? Have a high efficiency y furnace installed? They are all great ideas, but there is one solution that is much simpler and much cheaper. Replace light bulbs with CFL’s….