Credit markets are continually evolving. The peer-to-peer lending businesses like LendingClub and Prosper, which sprang up to better service certain consumer credit markets, showed that profitable financial sub-markets (like credit card re-finance) still exist. Real estate credit markets offer a familiar appeal to individuals whose house is often their largest single asset. Even when mortgages…
You almost have to be a psychic to be able to accurately predict when the perfect time is to refinance your mortgage so that you can get the best mortgage interest rates. Therefore, if you can find a great deal that ends up saving you money in the long term, you should go or it….
Bake cookies, wrap presents and sell a house. As part of your holiday to-do list, selling a house looks out of place, but real estate inventory is traditionally low during the holidays. This gives the motivated seller an advantage that they simply can’t match during any other time of the year. Online Shopping Between visiting…
It’s a tricky situation for both tenants and landlords: renting private housing and paying with housing benefit (in the United States this is known as Section 8 housing benefits). For tenants, it can be a struggle to find private accommodation that accepts housing benefit claimants. For landlords, they could find themselves out of pocket if…
Being a landlord can be a busy job; there are listings to manage, maintenance and repairs to arrange, and the stress of running your own business. But among all the other responsibilities, there’s one that could leave you sharply out of pocket in the event of an emergency, accident or disaster. If you own a…
Many people dream of being a landlord. While the concept and idea of making a living, or adding passive income from rental properties is intriguing, there are a lot of things to consider before jumping in and making the commitment to becoming a landlord. The biggest advantage of being a landlord is that it will…
Many people dream of owning their own home. After all, that is what makes us feel like we have arrived. We have been taught, often from an early age, that owning your home is the only way to become rich (instead of making your landlord rich). Lately, there have been quite a few analyses done…