As much as we would like to believe that we live in a fair and honest world, with fair and honest people, who would never dream to deceiving consumers, it just isn’t the case. Believe it, or not, deliberate deceptions can be found left and right, and the realm of insurance is no exception. You…
When I was 26 years old I thought I was untouchable and that bad things couldn’t happen to me. In fact, that’s the mentality of most in that age group. Having just returned from my honeymoon, I never thought that I would be facing tragedy in my life. Unfortunately, that was far from the truth….
Before they turn 65, 30% of people currently in their 20’s will become disabled. Those odds show that the chances of becoming disabled are actually pretty high. It is a wonder that disability insurance is not more widely accepted. But unfortunately, many people skip out and getting covered. Most of the time they feel that…
Unlike health and auto insurance, umbrella insurance may not seem like a necessary expense. But the fact of the matter is that umbrella insurance can protect both your assets and your future earnings in the event of a lawsuit. Here is what you need to know this under-utilized insurance: What Is Umbrella Insurance? This insurance…
Getting into a traffic accident is no fun. The sights and sounds themselves are terrifying, and even a small fender bender can end up causing nightmares. But there is a reason we are required to maintain insurance if we want to drive. The insurance premium check is no fun to write each month, but when…
When we are in our 20’s or even 30’s the last thing on our mind is having the right life insurance policy in place. Once your life starts progressing from single life to the stage where you have a spouse and eventually kids, this becomes more and more of a necessity. Making sure they are…
Many companies, particularly those who might be on a tight budget and are unwilling to add all but the essential to their expenditures, will have only one question when faced with the prospect of professional indemnity insurance: do I really need it? Professional indemnity insurance is not something you want to acquire unless it’s necessary…