My wife and I love to shop at Target. The prices are great and the quality is even better. We are always looking for a way to save even more money and that is where the Target REDcard comes into play. We use the debit card version which works just like a check by drawing the money for your purchases right out of your checking account. The nice this is that you will save 5% off your entire purchase. This is on top of any coupons that you might use. You will also receive free shipping when you shop on Target.com and you will receive an extra 30 days to make returns. Biggest thing to remember is that there is no annual fee and they do not run a hard inquiry on your credit for the debit card version.
Sean Bryant created OneSmartDollar.com in 2011 to help pass along his knowledge of finance and economics to others. After graduating from the University of Iowa with a degree in economics he jumped into the world of finance. Sean has worked on the trade desk for a commodities brokerage firm, he was a project manager at Zacks Investment Research and was a CDO analyst at Bank of America. That being said he brings a good understanding of the finance field to the One Smart Dollar community.
Today, Sean has become a well known voice in the personal finance community. He's been featured in Time.com, Rocket Mortgage, Yahoo Finance, Huff Post, CBS News, Fox News, MarketWatch, Nasdaq.com, Investopedia.com, and GoBankingRates.com.
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