Thanks to the American Taxpayer Relief Act (also known as the “fiscal cliff” tax bill), one popular tax credit has now become permanent: the Child Tax Credit. However, since we’re dealing with the IRS here, the details of this credit can be a little difficult to figure out. Here is what you need to know…
Sometimes our quest to cut down expenses can lead us astray. Not all frugal tips and hacks are created equal, and trying something that worked for someone else might even end up costing you money. Here are four common frugal living tips that often backfire, and what you can do instead: Cut Your Own Hair…
One of the oldest debates in the personal finance realm has to do with the tough choice between paying down debt and investing. The argument goes something like this: Paying down debt is pretty emotionally draining (it’s hard to send your money to a creditor each month without feeling like you get anything tangible in…
Life after bankruptcy can be overwhelming. Not only do you have to deal with the emotional toll of bankruptcy itself, but you also have to work on the behaviors that got you there, all while trying to rebuild your credit. Luckily, re-establishing your credit is a matter of diligence—paying your bills on time and showing…
Halloween is one of those holidays that appeals to everyone, from tiny tots to college students to parents. Unfortunately, all of that celebrating can be costly. According to the National Retail Federation, not only will seven out of every ten Americans be celebrating the spookiest holiday on the calendar in 2012, but they will be…