Planning a wedding can easily be one of the most stressful times in a couples life. Sometimes it doesn’t even compare to the stress and pressure that a groom to be feels when picking out the engagement ring. Many factors go into the perfect ring. He has to think about what cut of diamond to buy, how big the ring should be, the clarity of the diamond and (oh yeah) there’s the whole can he actually afford it dilemma.
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Today is a big day for Facebook as they have their long awaited IPO. I think I might need to pick up another hobby because I am thoroughly excited to watch CNBC today to follow how they doing.
A few weeks ago I talked about how I felt the S&P 500 was going to have a nice pull back when it was around 1,404. Well I was right but this is a good thing. This correction is healthy and I fully expect a bounce back up soon. I am already starting to buy back into the market again.
On the personal finance side of things there were a ton a great articles this week and I have listed a few of them below.
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If you have been looking to update the antivirus software on your computer now might be the perfect time to do so. For a limited time when you shop through BeFrugal you will be able to get McAfee Antivirus for free. All you need to do is follow these steps.
How the Deal Works
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Creating a budget is one of the easiest ways to make sure you are not spending more than your household income, but it is something that not enough families and individuals take the time to complete. This shouldn’t be the case, as budgets are very simple and can end up saving you a lot of money and help build wealth if followed properly.
How To Create a Budget
1. The very first step that you need to do when you sit down and make a budget is to organize all of your financial documents. This ensures you know how much monthly income you have from your job, investments and any other revenue sources you might have. Since my wife and I are both self-employed, this is a little more difficult because we do not have a constant income. What I prefer to do with our budget is to base our budget off of our average monthly income over a six month period.
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Employer sponsored retirement plans are excellent resources to have available at work. Unfortunately there are a lot of fees, rules, choices, and complexity involved with them. Often people opt out completely when planning for retirement in order to avoid making the decisions, and far more than necessary of those who opt in get burned. They do not fully understand what they are doing, and they end up losing money. The Department of Labor sees this happening, and they have implemented new rules to help individuals better understand their retirement plan options.
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