How to Find Dividend Investing Ideas on Motif

by Joseph Hogue on November 30, 2016

Use this simple process to find stocks for dividend investing and save money on Motif Investing

Sean posted an excellent article on the importance of dividend investing and how to build a portfolio of dividend growth stocks earlier this year. He pointed out that the uncertainty around future Social Security payments could leave retirees holding the bag for their own expenses.

In fact, even if Social Security continues to pay out promised benefits, it only amounts to about $16,000 a year to live on so you better start planning now unless you want to live on the bare minimum in retirement.

Investing in stocks that pay a consistent or rising dividend is a great solution, not only for living expenses in retirement but to grow your nest egg in the meantime.

I’ve combined the idea of dividend investing and other metrics from Sean’s post with one of my favorite investing tools to save money investing and find the best dividend stocks available.

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Own a Services Business? You Need Insurance

by Zack on November 23, 2016

Own a Services Business? You Need Insurance

Running a profitable small business demands fortitude, patience and know-how. If you go into business with only a limited understanding of the basics, your business is going to fall down around you. Build your business brick by brick with a detailed budget. Know your market. Train your staff. Before you open your doors to the public, make sure your house is in order, if it’s not, the future might not be too bright.

Taking Care of Business: Are You Prepared?

Henry Ford once said that “It is not the employer who pays the wages. Employers only handle the money. It is the customer who pays the wages.” You most likely heard some iteration of this when you were working a retail job in high school and during your college summers. It’s true: without customers, we don’t have a business. And though this can be a tough pill to swallow given the unkind behavior of some customers, we still have to make sure that they are satisfied with their service at the end of the day. But know this: there will come a time when a customer is unsatisfied, and they will make badmouthing your business a top priority.

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How to Keep Your Bank Account Safe Online and Offline

by Sean Bryant on November 21, 2016

How to Keep your bank account safe

Just because your money’s in the bank doesn’t necessarily mean it’s safe. This November, 9,000 customers of Britain’s Tesco Bank lost 2.5 million pounds (equivalent to $3.14 million) in a weekend in the largest successful cyberheist of a British bank to date. 1 in 15 customer accounts were affected, forcing the bank to temporarily suspend all online debit transactions and contactless card payments. The money was stolen by thieves using mobile phone payments in the U.S. and Brazil to buy low-priced goods from retailers such as Best Buy.

Chatroom conversations on underground websites indicate the thieves were aided by a bank insider who provided customer details. Unfortunately, any bank is vulnerable to an insider attack, but there are still some steps you can take to help keep your bank account secure against some of today’s most common threats.

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Being smart with your money consists of several factors. However, many seem to forget the online part of things. As more and more people shop, invest, and even bank online, the fine art of getting the most bang for your buck in the online space is evolving quickly. Here are a few tips to help you become a pro at the art of saving money online.

Tip #1: Never Jump At The First Offer

If you’re new to online shopping, get ready to be addicted. Just about everything can be found cheaper in cyber space than it than it can on a store’s shelves. With far lower overhead, the savings is passed down to the consumer. So, when you’re looking for something in particular, it may be easy to jump at the first offer you find for that product or service. However, you never want to jump at the first offer. 9 times out of 10, you’ll be able to find a better deal elsewhere with just a few minutes of work.

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How Millennials Can Save For Their First Home

by Sean Bryant on November 14, 2016

How Millennials Can Save For Their First Home

Millennials are coming to the age where money feels like it is being thrown right out the window each time a rent check is written to the landlord. In short, they are tired of renting, so what is the solution? Most millennial renters have set goals high, and believe buying a home is in the very new future. In fact, a home buying study indicated that 32 percent of millennials surveyed (30,000 renters total) plan to buy a home within the next three to five years.

However, the reality of home buying is much different. For example, Los Angeles renters expect to pay a down payment of $42,690 on a home when in reality most down payments fall at $65,800. The study indicates that millennial renters would actually need to save for 10 years, which is double the renters’ expectations.

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Demystifying Down Payments

November 7, 2016
Demystifying Down Payments

It’s hard to have 20/20 vision as a prospective home buyer – especially considering all the mortgage myths circulating that can cloud your judgment, including one of the biggest whoppers of them all: the notion that you always need 20% down to purchase a home. Fact is, that 20% down payment rule was yesterday’s news. […]

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Make Your Home Business Appear Larger

November 3, 2016
Make Your Home Business Appear Larger

What a hassle it is to have to go to the post office every day to check your P.O. Box. You got it so that your small, home based business would appear to be larger than it is. However, you no longer need to deal with checking your P.O. box address every day. There are […]

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