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The cost of college has monopolized your money funds and left you with little cash for romantic pursuits. Dating is undoubtedly expensive, as all those romantic restaurants can really add up. But you don’t have to scrimp on affection and romantic gestures if you do it right. Here are some ways you can master the five languages of love on a budget:

Quality Time

Time is the most valuable thing you own. Fully use your time with your date to create unforgettable memories. Find out what your date enjoys most. Is she an avid nature lover? Venture out into nature and go on a hike together. Does he crave cultural experiences? Look up days when museum admissions are discounted for students or are free for a special event. Research music shows and find out which ones take place at free venues. Is her foodie status on another level? Hit up a farmers market for less expensive, local ingredients you can cook with. Figure out what makes your date swoon and create a date around what he or she loves.

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4 Last Minute Ways to Fill Your Travel Fund

by Sean Bryant on September 28, 2016

4 Last Minute Ways to Fill Your Travel Fund

It’s certain that you’re going to ruthlessly compare Airbnb deals and browse travel websites to find the best airfare for your next getaway. But how do you fill up your travel fund at the last-minute for unplanned adventures, shopping, emergencies, and more?

The thing is, you can be in for a lot of surprises on a vacation, especially if you’re traveling to a new country. You may come across souvenirs, adventures, etc. that you’ve never seen before. By stretching your travel fund in advance, you won’t have to sacrifice any experiences and purchases. Also, you’d avoid returning with an empty wallet.

Here are some measures you can take to fill up your travel fund fast.

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Plan in your 20s and Benefit in Retirement

by Sean Bryant on September 23, 2016

Plan in your 20s and Benefit in Retirement

It is easy to fall into a trap in your early 20s after years of studying to treat yourself to some of the things you couldn’t buy as a student. With a regular pay check coming in every month and credit fairly easy to obtain those setting out on a career can be forgiven for ignoring the fact that there may be significant calls on that pay check. They may be student loans obviously and often students have helped subsidize their student lifestyle with a credit card. Balances are so easy to develop when card companies simply require a minimum payment on the monthly statement. Pay that and the terms and conditions for use are satisfied.

When it comes to finance some clearly don’t think they need to plan, certainly in the 20s when retirement is so remote yet anyone reading the consumer finance pages will have surely read about the state of consumer finances? Few people have made proper provisions for their retirement and credit card debt is a serious cause for concern.

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Save Money by Shopping the Seasonal Sales

by Sean Bryant on September 19, 2016

3d Sale text, on white background

3d Sale text, on white background

As a smart shopper, you are always on the lookout for ways to save money. From clipping coupons and watching the weekly ads at the grocery store to taking advantage of websites like Groupon — if there is a deal out there, chances are you will find it.

Another great way to save some serious money is to follow the seasonal sales schedule. Depending on what you need, you can save hundreds or thousands of dollars a year by waiting until a certain month to purchase a wanted item. With this in mind, here’s what’s on sale month-by-month.

January

Retailers know that many of us have created New Year’s resolutions centered on being more organized and/or healthy. As a result, January is the prime time to purchase storage totes, cleaning appliances and exercise equipment. Many stores also feature a “White Sale” in January, where you’ll find deals on bed linens and towels.

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3 Compelling Reasons to Implement Video Conferencing Tools into Your Business Workflow

Video conferencing has been around for decades, but it’s not until recently that the benefits of a proper premium video conferencing service could be felt and used throughout small, medium and large enterprises alike. Gone are the days where cumbersome video equipment and dozens of ports and cables were needed to allow proper video calls and conferences to be held. Gone are the days where the need for a dedicated conference room was, well, a need.

Nowadays, all you need is any form of computer – from your own workstation’s office tower, to the smartphone in your pocket. With the right top-of-the-line business video conferencing software like BlueJeans, you won’t just be able to perform video calls with middling image quality and barely any features – instead, you’ll be able to launch calls including several hundred members, with high quality screen sharing, cloud-based file sharing, the latest in encryption-based cyber security, and half a dozen other enterprise solutions.

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This Guide Will Get You Started in Binary Options

September 17, 2016
binary-options

There are those who still wonder about the stock market. Many people are left confused and startled about the mathematics and the science of the stock market. In other cases, they are just plain frightened. This is, however, normal as we are not really exposed to information about what goes on in the New York […]

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4 Personal Finance Lessons You Must Learn Before you are 21

September 13, 2016
4 Personal Finance Lessons You Must Learn Before you are 21

The Internet is awash with millions of web pages and blog posts devoted to personal finance and it seems that all the bases have already being covered. Yet, everyday you’ll see millions of people making personal finance mistakes that are sure to leave the “Martians” scratching their heads in response to the folly on earth. […]

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