Remember the days when schools taught kids how to balance a checkbook? Those days are long gone. I suspect there is an entire generation of kids that don’t even know what a checkbook is. The idea of keeping a paper ledger balanced is that transactions often took a long time to go through. Therefore, if…
With all the extras that come with personal checking accounts these days, managing your money has never been easier. Paper statements and check registers have been replaced by financial management tools that make it faster and easier to navigate your spending. So, how exactly can you use these personal checking account tools to your advantage?…
Not all that long ago, a trip to the bank for a deposit, withdrawal or even to simply cash a check was an ordeal. It could mean standing in long lines, waiting to speak with a teller or banker. You needed deposit slips and other documentation, which meant you needed to gather it all up…
Most people know that storing up money in their mattress, or in a suitcase buried in the back yard, is not a good idea. But with all the different savings institutions out there, the choices can end up being overwhelming. The final decision ultimately boils down to credit unions vs banks. Both will provide essentially…
One of the biggest industries in the world is the financial services industry. It encompasses everything from banking, to loans, to credit cards, to mortgages. If it has to do with money, it is big business. Since the industry is so huge, there is a lot of money to be made by exploiting certain niches. …
In 1922, 25 army officers were struggling to get insurance for their automobiles so they decided to take things into their own hands. They started USAA as a way to insure themselves. Now 91 years later they have grown to have millions of members and they now offer everything from insurance to banking products and…
For those who are tired of banking fees, and the hidden costs often associated with maintaining a checking or savings account, there is a new method. Banking By Design offers a way for customers to pick and choose which items they want in their account, and to leave off those they do not want. So…