Many checking accounts will allow you to earn a bonus after you open a new account and set up a direct deposit or complete other requirements. However, the Discover checking account bonus works a little differently. Instead of a one-time bonus, you can earn cash back each month you use your account.
Here’s everything you need to know about earning the Discover checking bonus.
- Open a new Discover® Cashback by clicking the button below.
- Each time you use your new Discover Cashback debit card, you’ll earn 1% cash back (up to $3,000 in eligible monthly purchases). See website for details.
Your bonus cash will be added to your Discover checking account at the beginning of each month.
Discover Cashback Checking Features

When you sign up for a Discover Cashback checking account, you’ll be able to earn cash back on the purchases you make each month, but you’ll also be able to take advantage of the following account benefits.
- No fees: You will never be charged a fee for having a Discover checking account. That means no monthly maintenance fee and no overdraft fee. This is one of the best free checking accounts available.
- Early Direct Deposit: Get Paid up to two days early when you set up direct deposit.
- Send money with Zelle*: Need to send someone money? That is no problem since your Discover account comes with Zelle.
- 60,000+ ATMs: Access your money from more than 60,000 fee-free ATMs nationwide.
- Deposit Cash at Any Walmart: Deposit cash into your Discover checking account using your debit card at any Walmart store.
* Discover is not currently accepting new enrollments for the Zelle® Service as of March 2022.
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Discover Account Fees
There are no fees with a Discover Cashback checking account.
Discover Bank Locations
Since Discover is an online bank, it’s available to customers in all 50 states.
How Does This Discover Checking Bonus Stack Up?
Want to compare this Discover bonus to what else is available? Here are some other promotions to consider. Make sure you also check out the other Discover promotions.
Capital One Checking Account
Earn a $250 cash bonus when you complete qualifying activities.
Truist One Checking Account
Earn a $400 bonus when you open a Truist One Checking account and set up qualifying direct deposits.
BMO Smart Advantage Checking
Earn a $350 bonus when you sign up for a BMO Smart Advantage checking account and complete qualifying activities.