The allure of “free” money is hard to ignore, and the credit card industry has done a stellar job of enticing the masses with the potential to pocket extra cash. Nearly 70% of all Americans have at least one credit card in their wallet at any given time, and card issuers estimate 10 million new…
Barclaycard Ring Mastercard® Review The Barclaycard Ring card is a fairly unique credit card. It is a low fee card, that gives cardholders a platform where they can voice their thoughts and request new features they would like to see added to the card. This is something that you won’t find on any other card…
Transferring your balance of debt from one credit card to another can offer some benefits. Most obviously, you can enjoy a lower interest rate. That is the reason most people move their balance around. They feel they are paying too much for their interest on their current card, and they want to see if they…
This coming October, American retailers will be required to accept EMV (chip) credit cards at their retail registers, or face increased fraud liability. On the credit card issuer side, this means that issuers are rushing to upgrade millions of credit cards to have an EMV chip. Chances are, if your card expired in the past…
The holidays are here and that means you’ll soon be hearing this question over and over: Would you like to open a store credit card and save 10 percent on your purchases? This year, you might hear it more than ever. According to Equifax‘s recent National Consumer Credit Trends Report, the number of issued retail credit cards is…
Totally Money, the credit comparison experts, have been reflecting on Barclaycard’s unveiling of a new 30 month Platinum balance transfer deal. Their research has revealed that 25% of people in the UK who have had a similar long term credit deal have missed at least one monthly repayment which has meant they lose the benefits…
It’s no secret that we as consumers have a bit of a debt problem. Not only did widespread over-leveraging help intensify the Great Recession, but we also racked up roughly $82.5 billion in new credit card debt during 2011 and 2012 and are on pace to add another $41.2 billion to our tab this year,…