Axos Bank has been shaking up the banking world since 2000. It started as Bank of Internet USA and was one of the first fully online banks. Then, in 2018, it rebranded to Axos Bank, embracing a more modern identity that reflects its digital-first approach.

Unlike traditional banks, Axos doesn’t have physical branches. Everything is online, which means lower costs for them—and better rates and fewer fees for you. Based in San Diego, California, they’ve built a reputation by offering everything you’d expect from a bank—like checking and savings accounts, loans, and even mortgages—without the hassle of visiting a branch.

Even though it’s online-only, Axos serves customers all over the country, making it a great option no matter where you are. Over the past two decades, they’ve focused on keeping things simple, customer-friendly, and geared toward modern banking needs.

If you’re into free checking accounts, high-yield savings, or sweet sign-up bonuses, Axos is worth a look. To get started, make sure you check out these Axos Bank bonuses.

Earn Bonus Cash: Earn a $300 cash bonus and up to a 4.00% APY when opening a checking and savings account.

Axos Bank Bonus and Promotions

Axos Bank Basic Business Checking – $200 Bonus

Through June 30, 2026, you can sign up for an Axos Basic Business Checking account and earn up to a $200 bonus. Just complete the following requirements.

1. Open an Axos Basic Business checking account before June 30, 2026, and use promo code START200.
2. Maintain an average daily balance of at least $3,000. You’ll earn up to $50 in cash back per calendar month, up to a total of $200.

Also Read: Best Business Bank Accounts for LLCs

Axos Bank Business Premium Savings – Up to $600 Bonus

Through June 30, 2026, you can earn up to $600 when you sign up for an Axos Bank Business Premium Savings Account, Basic Business Checking account, and complete the following requirements.

1. Open an Axos Business Premium Savings account and Basic Business Checking account before June 30, 2026, and use promo code SBB600.
2. Deposit $1,000 or more (via ACH, check, or wire) into their Basic Business Checking account.
3. Use your Basic Business Checking account debit card to make two or more approved purchases of at least $50 each.
4. Maintain an average daily balance of at least $1,500 in the Basic Business Checking account.
5. Maintain an average daily balance of at least $50,000 in the Business Premium Savings account.

Also Read: Best High-Interest Checking Accounts

How Does This Axos Bank Checking Bonus Compare?

Want to compare more of the best bank bonuses that are available? Here are a few to consider.

Expired Axos Bank Bonus

Axos Bank Rewards Checking – Up to $500 Bonus

Through August 25, 2024, you can earn up to $500 when you sign up for an Axos Bank Rewards Checking account and complete the following requirements.

1. Sign up for an Axos Bank Rewards Checking account and use coupon code RC500.
2. You must make your initial account funding within 60 days of account opening.
3. Starting with your second statement cycle, set up direct deposits totaling at least $1,500 monthly and maintain an average daily balance of at least $3,000.
4. If each of these is completed, you’ll earn $100 per month for the first five statement cycles (up to $500). The bonus will be paid into your new Rewards Checking account within 15 days of the end of each statement cycle.

Boost Your Savings: Open a Valley Bank High-Yield Savings Account through Raisin and earn 3.95% APY plus up to a $1,500 bonus.

Axos Bank Business Interest Checking – Up to $400 Bonus

Through September 30, 2025, you can sign up for an Axos Bank Business Interest Checking account and earn up to $400. You’ll need to complete the following requirements.

1. Sign up for a new Axos Bank Business Interest Checking account and use promo code NEW400.
2. During the first five statement cycles, you can earn $75 per cycle (up to $300) when your average daily balance is between $25,000 and $49,999.99. Or you can earn $100 per cycle (up to $400) when your average daily balance is over $50,000. The bonus will be paid into your new account within 10 days after the end of the statement cycle.
3. Set up BillPay and complete at least 10 point-of-sale purchases of $3 or more with your Axos Bank Small Business Checking Visa® Debit card.