Most Americans aren’t saving enough for retirement, the latest data shows. Financial journalist Brian Stoffel has compared Transamerica data on what Americans of different ages actually save with Fidelity guidelines for what they should be saving, and he found that Americans start to fall behind in their 30s as living expenses mount up. At 35,…
In 2003, six in 10 Americans were estimated to spend their working days sitting in front of a computer, according to a study by the Mayo Clinic. At home, people spend about four hours per day watching TV plus additional time on their smartphones. This sedentary lifestyle comes at a huge cost. Sedentary people have…
Household budgeting is an important part of managing finances. Without a budget, it can be hard to manage where your money is spent efficiently. The lack of a budget is one of the main reasons why many people struggle to live within their means. Beyond the lack of a budget, another potential mistake is to…
When just starting out in the world of finances, the entire thing can seem overwhelming and daunting. It may seem like a lot of fun to jump right into the world of investing, but there are some preliminary steps everyone should be aware of before that. The first thing to do is to get a…