Set New Years Goals Not New Years Resolutions

by Sean Bryant on January 1, 2013

New Year’s Day is the beginning of the end for most people. Everyone sets out with high expectations with what they are planning to change in the upcoming year. Let’s be honest with ourselves, most of us will break our New Year’s resolution by the time we get to February. Instead of making a New Years resolution, set a New Year’s goal. It’s less definite and ultimately leaves you feeling better about your accomplishments throughout more of the year, rather than the first few months.

When you make a New Year’s resolution to eat a little bit healthier and you decide to eat a bunch of fried food for the Super Bowl, you have already ruined the goal for the year. Instead, you can set a goal to eat healthier and lose ten pounds over the course of the entire year. One slip up does not change the overall goal.

If you are looking to better handle your finances in 2013, set small goals and go from there. Start by making a budget to ensure you are not spending more than your income. After you have a budget in mind, you can work towards other goals such as paying off your car or credit cards.

To help you get started on 2013, I have joined a few other bloggers to give one lucky reader a $100 Amazon gift card or you can select cash.

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Related posts:

  1. 2012 New Years Personal Finance Resolutions
  2. How to Discuss Money With Your Significant Other
  3. Personal Finance Week in Review for December 29, 2012

Tagged as: goals, lifestyle, personal finance

  • http://www.monsterpiggybank.com/ Glen @ Monster Piggy Bank

    I think it is all in the way you set your goals. You need to be realistic if you are ever going to stand a chance of succeeding. That’s why I like setting SMART goals as it guides you through the process of making goals correctly.

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  • John S @ Frugal Rules

    I am not a believer in New Year’s Resolutions myself, rather setting SMART goals that are more specific and timely in nature.

  • http://twitter.com/prairieecothrif Miss T

    We approach the year the same way. We set goals or things we want to accomplish throughout the year not just something for January. It works really well and we often complete the items on the list.

  • http://www.debtroundup.com/ Grayson @ Debt Roundup

    Great way to put it Sean. I set goals, not resolutions.

  • http://www.momoneymohouses.com/ Mo’ Money Mo’ Houses

    Agree, goals are better to have than resolutions.

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  • http://www.onesmartdollar.com/ Sean @ One Smart Dollar

    Not at all. Just means you need to work a little harder.

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