New Year’s Day is the beginning of the end for most people. Everyone sets out with high expectations with what they are planning to change in the upcoming year. Let’s be honest with ourselves, most of us will break our New Year’s resolution by the time we get to February. Instead of making a New Years resolution, set a New Year’s goal. It’s less definite and ultimately leaves you feeling better about your accomplishments throughout more of the year, rather than the first few months.
When you make a New Year’s resolution to eat a little bit healthier and you decide to eat a bunch of fried food for the Super Bowl, you have already ruined the goal for the year. Instead, you can set a goal to eat healthier and lose ten pounds over the course of the entire year. One slip up does not change the overall goal.
If you are looking to better handle your finances in 2013, set small goals and go from there. Start by making a budget to ensure you are not spending more than your income. After you have a budget in mind, you can work towards other goals such as paying off your car or credit cards.
To help you get started on 2013, I have joined a few other bloggers to give one lucky reader a $100 Amazon gift card or you can select cash.
If you are a blogger and would like to join a future giveaway click here.