Chase Slate Credit Card Review – Free Balance Transfers for 15 Months

by Sean Bryant on July 10, 2012

If you are one of many who carry a balance on a high interest rate credit card then you might be interested in the Chase Slate credit card. This is one of the best 0% balance transfer credit cards right now because they offer a full 15 months no interest on transfers. Below you will find my Chase Slate credit card review and you can make the decision if this is the right card for you.


Chase Blueprint Program – The Chase Slate credit card includes the Blueprint program which is a handy budgeting tool that is designed to help you save money on interest by helping you set pay-down goals.

  • Full Pay – You decide the categories that you want to pay off in full each month.
  • Split – You can create a custom plan to pay off big items.
  • Finish It – You decide when you want pay down your balance and it will help you figure out how much you need to pay each month.
  • Track It – You can see where you are spending money and set goals to improve your spending habits.

Low Credit Scores Accepted – Most Chase credit card have requirements that you must have excellent credit history. With the Chase Slate card they want to help everyone pay off higher balances, so they accept individuals with average and good credit scores. If you are interested in a Chase credit card but don’t have the best credit score, this is probably going to be the card for you.

Transfer High Rate Balances – The biggest factor that keeps people from being able to pay down their credit card balances is due to high interest rates. Because of high interest payments it can be tough to pay off more than just the minimum balance each month. Chase Slate offers you 15 months of 0 percent APR if the balance is transfered within the first 60 days. This is a great way to start working on the principal balance and not having to worry about interest. They also offer no fee balance transfers. While most cards will charge you 3 percent off the amount you want to transfer the Chase Slate card is 0 percent.

0% APR on Purchases – In addition to having a 0 percent APR on your balance transfer you will also have a 0 percent APR on all purchase the first 15 months.

Low Interest Rates – After your introductory period is over you will qualify for standard APR of either 11.99%, 16.99% or 21.99%. If you have good credit and quality

No Annual Fee – What is better than being able to pay down your credit card with a 0 percent APR? Being able to do it with no annual fee. With the Chase Slate card you will never pay an annual fee.


No Rewards Program – The only downside to the Chase Slate credit card is that it has a no rewards program. If you are looking into signing up for this card, rewards aren’t really your main objective anyways.

Final Word

If you are currently carrying a balance on your credit card and are looking for the ability to pay it off without high interest payment, the Chase Slate card is one of your best options. Right now you will be able to get 0 percent APR for the first 15 months on both purchases and balance transfers. You will also have a $0 transfer fee and a $0 annual fee.

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Sean Bryant

Sean Bryant created in 2011 to help pass along his knowledge of finance and economics to others. After graduating from the University of Iowa with a degree in economics he worked as a construction superintendent before jumping into the world of finance. Sean has worked on the trade desk for a commodities brokerage firm, he was a project manager for an investment research company and was a CDO analyst at a big bank. That being said he brings a good understanding of the finance field to the One Smart Dollar community. When not working Sean and he wife are avid world travelers. He enjoys spending time with his daughter Colette and dog Charlie.

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