Retirement

Freelance Retirement: Keeping Goals Realistic

February 11, 2015
Freelance Retirement

Unlike a traditional job, many freelance professionals don’t have a solid plan for retirement. In many organizations, the company will automatically deposit funds for you. As a freelancer, this process is laid squarely upon your shoulders. If you are one of these individuals, it’s in your best interest to start thinking about a plan for […]

Read the full article →

What Does Retirement Mean to You?

December 31, 2014
Retirement

  If you read personal finance blogs, you will notice that there are common themes that run among them. There are those that talk a lot about how to get out of debt. Then there are those who talk about earning more money on the side. Others will give tips on how to be financially […]

Read the full article →

Inflation: Effects on Retirement Income and Ways to Tackle It

December 9, 2014
Retirement Inflation

During retirement, the only thing that helps you survive is your retirement funds. However, suddenly finding out that the money that you have accumulated till now is worth much less than what it used to be can easily turn the sanest person mad. This is the impact that inflation has on your savings. Many people […]

Read the full article →

The Do’s and Don’ts of a Juvenile Roth IRA

December 1, 2014
juvenile roth ira

Saving money is important, we all know that without an emergency fund we could be ruined financially and that putting aside for retirement is a necessity. We also understand that the earlier we start saving, the less we have to set aside and the more we will have when it comes time to retire. But […]

Read the full article →

Most Working Households Don’t Meet Retirement Savings Requirements

October 31, 2014
Retirement

It’s no secret: Americans are not good at saving money. It doesn’t matter if we are talking about emergency funds, retirement accounts, or even just keeping a piggy bank on the dresser; the majority of Americans have grossly underfunded their accounts. The reasons why vary from they just don’t know better to they don’t make […]

Read the full article →

Understanding Multi Employer 401k Plans

February 18, 2014
multi-employer 401k

Small businesses are currently prohibited from pooling their purchasing power without a common set of employees. There is however legislation in the 113th congress that considers allowing small businesses to pool their purchasing power and transfer fiduciary responsibility to an independent fiduciary which would allow small businesses to offer all the 401k benefits that medium and large sized businesses offer to […]

Read the full article →

How To Generate Passive Income So You Can Quit Working

June 5, 2013
passive income

Most of the readers on One Smart Dollar are looking for ways to earn passive income on their quest to financial independence.  In fact, the main goal of those who are financially savvy is to one day be in a place where they no longer have to work.  There are many different ways to earn […]

Read the full article →