Money Management

Five Biggest Money Mistakes Couples Make

May 1, 2013
financial mistakes

Throughout our lifetimes we all make mistakes.  Some of them are big mistakes.  There is not a single person you could talk to that has not made some sort of financial mistake.  However, being prepared can help you to lessen the impact of those mistakes, and hopefully avoid them all together. When people get married, [...]

Read the full article →

The 5 Commandments for Money and Marriage

February 6, 2013
Money Marriage

The idea that money puts a wrench in your plans for marital bliss isn’t exactly a groundbreaking one. Money woes, stress and arguments can taint even the happiest of marriages, especially if you and your spouse aren’t on the same financial page. To combat some of the battles you fight over your bank balance, it’s [...]

Read the full article →

Living off Income from Dividends

December 5, 2012

The goal of retiring some day is to be in a position where you no longer have to earn a living.  While some people do so by creating passive income from affiliate marketing (or multi-level marketing), and some people have a knack for creating websites that can basically run themselves, most people get to the [...]

Read the full article →

Designing a Savings Plan

November 15, 2012

Many people who are visiting One Smart Dollar will have already taken the steps to set up a savings plan.  But there are always those who need encouragement, and there are often new readers that have yet to see just how easy it is to start saving.  There is a right way to design a [...]

Read the full article →

4 Things You Might Not Know (and Should) About Student Loans

November 6, 2012

Jason is a financial advisor and Dave Ramsey-trained counselor that blogs over at WorkSaveLive. He aims to educate his readers on a variety of financial topics while sharing his family’s journey out of debt. Having been saddled for the past 6 years with over $80,000 of student loan debt (as a family), I have a [...]

Read the full article →

Investing in REIT’s (Real Estate Investment Trusts)

September 27, 2012

A diversified portfolio is one that will be better suited to weather financial storms.  Most people make sure to include some stocks and bonds.  Those who are a little better will include small cap, mid cap, large cap and international funds.  Something that many people leave out of their investment portfolio is real estate.  This [...]

Read the full article →

Is Your Families Emergency Fund Big Enough?

June 22, 2012

I always tell people that the first thing you should do once you pay off your bad debt (everything besides your mortgage), is to start building up an emergency fund. This will help to reduce the risk of falling into debt again. What is an Emergency Fund? An emergency fund is an amount of money [...]

Read the full article →

Beginner’s Guide to Finance – Start Saving Now

June 18, 2012

As we have seen the most basic budget is simply getting a feel for how much money is coming in, and how much is going out.  Most people do not like budgets, they are cumbersome, they rarely get followed, and they make people feel bad about their spending habits.  So rather than detail out exactly [...]

Read the full article →

Understanding Financial Advisor Fees

June 1, 2012

There is no doubt that accumulating money for retirement and other big expenses is important.  Unfortunately the accounts used often involve fees.  While there is often no way around paying for all financial advisor fees, there are ways a person can minimize the amount they will be paying out of pocket.  By choosing a method [...]

Read the full article →

Teaching Kids the Value of Money

May 10, 2012

Personally I believe that teaching your kids the value of money at an early age is an essential part of parenting.  The biggest problem is that most parents are not in a position to have this talk.  They either lack the knowledge or they have problems with their finances themselves. When I was in elementary [...]

Read the full article →

← Previous Entries