Credit

Improve Your Credit Before Buying a House

July 10, 2015
Improve Your Credit Before Buying a House

According to Realtor.com, payment history accounts for 35 percent of your credit report score, followed by the amount you owe, the length of your credit history, new credit, and the different types of credit you hold. Your credit score is the key to getting a stable loan with the best interest rate possible. Fortunately, there […]

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How to Manage When Your ID is Stolen

January 8, 2015
ID theft

Even those who are the most careful with their credit card, social security number, and personal information are at risk of having their ID stolen. We live in a digital age, and that means everything is done electronically. By taking precautions a person can minimize the risk; however, the thieves will always find a way. […]

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Credit Score Explained: What Affects Your Credit Score?

December 16, 2014
What affects Credit Score

Though the concept has only been around since 1989, credit scores have become an important part of the financial landscape. A good credit score can help you get a loan or even a job; a bad score could keep you from getting a credit card, auto loan or mortgage – and in some social circles, […]

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5 Ways to Rebuild Credit

December 26, 2013
Credit Cards to Rebuild Credit

If you’re less than happy with your credit score, don’t worry- you’re not the only one. According to Experian, the average credit score in the United States is 681 and the national average debt is $27,887. This means a lot of poor credit scores and a lot of unhappy consumers. With a low credit score, […]

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Shopping for a Deal on Auto Loans

August 9, 2013
Deal on Auto Loans

In regards to sales, the auto industry is reporting big gains over 2012. With the economic recovery comes higher level of consumer confidence and more buyers that are ready to make the leap and purchase a new car. With the increase in auto sales comes the need to find the best car loan. This is […]

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How to Repair your Credit Rating

July 17, 2013
credit rating

When you are a teenager, and into your twenties, you will probably give little thought to your credit rating. You are likely to live with parents or in a rented property and have very few costs other than day-to-day bills and expenses. There comes a point however, when you need to think about the bigger […]

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A Breakdown of Credit Card Fees and How to Avoid Them

July 16, 2013
Credit Card Fees

All credit cards come with pages and pages of small print, which can be quite boring and time-consuming to read through. However, it is very important that you do so, as these terms and conditions will explain what fees and charges may be incurred when you use the credit card. If you know about the […]

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