In 1922, 25 army officers were struggling to get insurance for their automobiles so they decided to take things into their own hands. They started USAA as a way to insure themselves. Now 91 years later they have grown to have millions of members and they now offer everything from insurance to banking products and…
For those who are tired of banking fees, and the hidden costs often associated with maintaining a checking or savings account, there is a new method. Banking By Design offers a way for customers to pick and choose which items they want in their account, and to leave off those they do not want. So…
An ISA (Individual Savings Account) is a very good way to save money, mainly because they offer ISA account holders the opportunity to accrue tax-free interest on their savings. Those opening an ISA for the first time are likely to have some questions about how ISAs work. To make things a little clearer, here are…
One of the most frustrating aspects of modern banking is the number of fees you see at every turn. In many cases, it can feel as though the bank is charging you to access your own money. For those individuals who don’t keep a close eye on their accounts, fees may seem like an unfortunate…
There are times in everybody’s lives where they are at a shortage for money. While many people can often turn to family in their times of need, many more do not have that option. They have unexpected bills that pop up, and they simply have too much month left and not enough paycheck. Ideally everyone…
If you are anything like me, your days are packed full of everything from work to fixing dinner and everything in between. Sometimes this doesn’t leave us a whole lot of time to take care of the tasks in our life that are really important. One of those important items is to review your bank…
Banks provide a wonderful service. They allow the user a convenient place to store their money, and often offer interest on the money they have there. Just like any business, however, they are in it for the profit. So while it may seem like the bank is doing people a favor by letting them have…