Banking

Would You Bank By Design?

November 23, 2012

For those who are tired of banking fees, and the hidden costs often associated with maintaining a checking or savings account, there is a new method.  Banking By Design offers a way for customers to pick and choose which items they want in their account, and to leave off those they do not want.  So [...]

Read the full article →

Important ISA Rules You Need to Know About

October 1, 2012

An ISA (Individual Savings Account) is a very good way to save money, mainly because they offer ISA account holders the opportunity to accrue tax-free interest on their savings. Those opening an ISA for the first time are likely to have some questions about how ISAs work. To make things a little clearer, here are [...]

Read the full article →

Common Banking Fees and How to Avoid Them

September 20, 2012

One of the most frustrating aspects of modern banking is the number of fees you see at every turn. In many cases, it can feel as though the bank is charging you to access your own money. For those individuals who don’t keep a close eye on their accounts, fees may seem like an unfortunate [...]

Read the full article →

Payday Loans Are an Option But Should Be Avoided if Possible

September 10, 2012

There are times in everybody’s lives where they are at a shortage for money.  While many people can often turn to family in their times of need, many more do not have that option.  They have unexpected bills that pop up, and they simply have too much month left and not enough paycheck.  Ideally everyone [...]

Read the full article →

Credit Unions vs. Banks – Which is Best for You?

July 30, 2012

Most people know that storing up money in their mattress, or in a suitcase buried in the back yard, is not a good idea.  But with all the different savings institutions out there, the choices can end up being overwhelming.  The final decision ultimately boils down to credit unions vs banks.  Both will provide essentially [...]

Read the full article →

3 Reasons to Review Your Bank Account Regularly

July 19, 2012

If you are anything like me, your days are packed full of everything from work to fixing dinner and everything in between. Sometimes this doesn’t leave us a whole lot of time to take care of the tasks in our life that are really important. One of those important items is to review your bank [...]

Read the full article →

Understanding Bank Account Service Fees

May 24, 2012

Banks provide a wonderful service.  They allow the user a convenient place to store their money, and often offer interest on the money they have there.  Just like any business, however, they are in it for the profit.  So while it may seem like the bank is doing people a favor by letting them have [...]

Read the full article →

ING Direct Announces MONEY Bank Account

May 22, 2012

Summer is almost here and that means teenagers will be starting their summer jobs.  This is the perfect opportunity for parents to help teach their children about money.  ING Direct has announced a new product called MONEY. MONEY is a debit account that parents and children can manage together.  This way children are given the [...]

Read the full article →

Credit Card Fees to Avoid

May 11, 2012

Credit cards are a great resource readily available to just about every adult.  A simple piece of plastic is the cause of many people’s financial misery.  But when they are used properly, they can quite beneficial to the user.  When shopping for a card, there are many things to look out for, and not just [...]

Read the full article →

ING Direct Offers Remote Deposits with Checkmate – Do You Have Any Good Bank Perks?

May 1, 2012

Last week ING Direct announced that they would start offering a remote deposit app for customers with an iPhone or Android device.  This is great news for people like myself who just use an ING savings account but do not use an ING Direct checking account. If I want a check to go into my [...]

Read the full article →