Personal Finance

Entertaining at Home: Not Always Cost Effective

May 23, 2013
Entertaining at home

We all know the drill, when looking to tighten our belts and save money the first things to go are the eating out and the entertainment portions of the budget. I had always thought entertaining at home was a cheaper alternative to going out, but after my recent birthday party I realized I was wrong. [...]

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How to Stop Debt Collector Harassment with a Debt Validation Request

May 20, 2013
debt verification

A debt validation request is a secret weapon that enables you to verify any debt you owe. This simple tool can help you clarify any outstanding debt, stall the collections process and provide you with all the information you need to determine what debt is actually your responsibility and what is not. Debt collection agencies [...]

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How the Abundance Mentality Can Benefit Your Life and Career

May 13, 2013
abundance mentality

There are two different ways of viewing the world.  One could call it pessimism or optimism; glass half-empty or half-full.  Another way of looking at it is: are you an abundant thinker or a scarcity thinker?  It is more than just looking at the positives and negatives of the situation; it is how you respond [...]

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Personal Finance Week in Review for May 12, 2013 – Happy Mother’s Day

May 12, 2013
Cubs Fan

Happy Mother’s Day to all of the Moms.  Today is truly a special day, because we get to celebrate the ones who have made life possible.  I am so grateful for everything that my Mom has done for me.  She is a remarkable person and has helped me become the man I am today.  This [...]

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Why Stay-at-Home Spouses Need Life Insurance

May 9, 2013
Stay at Home Spouse life insurance

When one parent decides to stay home with the children, families will often have to do quite a bit of belt-tightening in order to make the transition to one income. One place where it may seem smart to economize is on life insurance for the stay-at-home spouse. After all, without an income to replace, why [...]

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Debt Consolidation Loans – The Pros and Cons

May 6, 2013
debt consolidation

If you’re in debt then somehow, the idea of packaging that debt up neatly into one little box is always an appealing thought. So when you read about debt consolidation, it often seems like a great idea. But is it really such a good idea? What is Debt Consolidation? To consolidate your debts simply means [...]

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Educational Mill Levies Are an Investment in Everyone’s Future

May 3, 2013
Educational levies

There are very few people that actually enjoy paying taxes.  So it is no wonder that when mill levies come up, there is a very vocal group saying they are not needed.  However, many of these levies are necessary for the greater good of everyone.  For instance, without taxes we would not have police or [...]

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Five Biggest Money Mistakes Couples Make

May 1, 2013
financial mistakes

Throughout our lifetimes we all make mistakes.  Some of them are big mistakes.  There is not a single person you could talk to that has not made some sort of financial mistake.  However, being prepared can help you to lessen the impact of those mistakes, and hopefully avoid them all together. When people get married, [...]

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Benefits of Growing A Vegetable Garden

April 29, 2013
vegetable garden

The first spring I lived in my house, I built a small 8 x 20 foot vegetable garden at the back of the lot.  I would have loved to make my garden a lot bigger, but the layout of the house and detached garage made it so I was unable to do so.  Every summer [...]

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Financial Rules Stay-At-Home Spouses Need to Know

April 26, 2013
Financial Rules

Spouses who decide to stay home with their kids know that they will be making sacrifices. It’s difficult to put a career on hold and easily be able to pick it back up again several years later. And losing one parent’s income means money is tighter, which can often lead to strife and disagreements. Most [...]

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