Personal Finance

How to Get Financial Aid for Hospital Bills

December 18, 2014
financial aid for hospital bills

Hospital bills can be overwhelming, especially when you’ve just conquered a serious health crisis. The cost of healthcare today can be completely out of reach for those living without insurance or with inadequate coverage, resulting in potentially devastating debt and a financial hole many of us are not prepared to be in. Thankfully, most hospitals […]

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How to Prepare Your Finances for Home Ownership

December 17, 2014
Prepare your finances for home ownership

If home ownership is on your list of goals for the near future, there’s a lot of red tape you’ll have to go through to make your dream a reality. But if you’re prepared for the journey that awaits, the transition from a renter to a homeowner can be a near-seamless one. Here are a […]

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Credit Score Explained: What Affects Your Credit Score?

December 16, 2014
What affects Credit Score

Though the concept has only been around since 1989, credit scores have become an important part of the financial landscape. A good credit score can help you get a loan or even a job; a bad score could keep you from getting a credit card, auto loan or mortgage – and in some social circles, […]

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Inflation: Effects on Retirement Income and Ways to Tackle It

December 9, 2014
Retirement Inflation

During retirement, the only thing that helps you survive is your retirement funds. However, suddenly finding out that the money that you have accumulated till now is worth much less than what it used to be can easily turn the sanest person mad. This is the impact that inflation has on your savings. Many people […]

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5 Ways Parents Can Reduce Student Loan Debt

December 8, 2014
Reduce Student Loan Debt

When your child started applying for colleges, chances are they didn’t think much about how their education would be funded. According to CNN Money, the average student loan debt was $29,400 in 2013. Considering the high cost of college tuition, parents and their students need to be aware of their options for reducing student loan […]

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The Do’s and Don’ts of a Juvenile Roth IRA

December 1, 2014
juvenile roth ira

Saving money is important, we all know that without an emergency fund we could be ruined financially and that putting aside for retirement is a necessity. We also understand that the earlier we start saving, the less we have to set aside and the more we will have when it comes time to retire. But […]

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Do All Your Holiday Shopping From Your Smartphone With These Apps

November 24, 2014
Smartphone Apps Black Friday

As Black Friday and Cyber Monday draw near, certain apps can help you organize your shopping strategy and find the best deals. Our picks for the best apps to download to your mobile device for your holiday shopping needs are: TGI Black Friday To get a jump on your holiday shopping and early leads on […]

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