Personal Finance

The Ultimate Retirement Plan Guide Every Small Business Owner Needs

September 2, 2015
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In terms of retirement plans, most large organizations choose the 401 (k) since it suits their needs perfectly. But in the case of small business owners, this might be different since they have a broader range of options to choose from. Any self-directed plan including IRAs and SEPs will be sufficient for their use. But, […]

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Leaving Corporate Security Behind: Are You Ready?

August 21, 2015
Leaving Corporate Security Behind: Are You Ready?

Once upon a time finding a cushy office job with a regular salary and great benefits was the dream. Unfortunately, that dream is quickly becoming unattainable for the vast majority of job seekers. Corporate downsizing, terrible corporate culture mechanisms, etc., have all made it incredibly difficult to find this type of job and even harder […]

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Debt Is a Four Letter Word

August 13, 2015
Debt is a four letter word

Some people fear the mention of the word ‘debt.’ It is something that most people have for many years of their lives. The reality is that the real estate market depends upon it because without mortgages the market would be just a small percentage of what it is today. It is clear that there is […]

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With Smartphone Banking, You Have No More Excuses

August 7, 2015
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Remember the days when schools taught kids how to balance a checkbook? Those days are long gone. I suspect there is an entire generation of kids that don’t even know what a checkbook is. The idea of keeping a paper ledger balanced is that transactions often took a long time to go through. Therefore, if […]

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3 Luxurious Baby Items Worth Getting on Sale

July 30, 2015
3 Luxurious Baby Items Worth Getting on Sale

My jaw hit the floor when I read how much the U.S. Department of Agriculture estimates the cost of raising a child born in 2013. You’re going to want to sit down for this… $245,340 (to be exact), and that’s before you factor in college. And you were thinking once you get through the first […]

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There is No Better Time Than Now for Retirement Planning

July 15, 2015

Every day humans are faced with hundreds of decisions. Do we get out of bed or press snooze, do we drive to work or take the bus, do we drink coffee or tea? As the day progresses we often find that the responsible part of our brain struggles to overcome the procrastination part. This is […]

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Improve Your Credit Before Buying a House

July 10, 2015
Improve Your Credit Before Buying a House

According to Realtor.com, payment history accounts for 35 percent of your credit report score, followed by the amount you owe, the length of your credit history, new credit, and the different types of credit you hold. Your credit score is the key to getting a stable loan with the best interest rate possible. Fortunately, there […]

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