5 Ways to Boost Your College Savings Account

Parents, if you want a reason to start hyperventilating, a recent report from Fox Business that suggests college will cost over $300,000 for babies born in 2014. According to author Kathryn Buschman Vasel, the Schwab Center for Financial Research has found that college costs have risen nearly 6% per year, “which suggests that in 18…

Married? When You Should File Taxes Separately and Jointly

Most married couples file their taxes jointly as a matter of course. But there are some instances when filing separately is actually the better choice for a married couple. Just in time for tax season, here’s what you need to know to determine when filing jointly and separately makes the most sense: The Perks of…

How to Vet a Charity

In the wake of major tragedies like Superstorm Sandy and the Sandy Hook shootings, we often seek out ways to help through charitable giving. Unfortunately, scam artists take advantage of these generous and sympathetic impulses by creating false charities that only work to line the pockets of the unscrupulous organizers. Here’s what you need to…

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Financial Rules Stay-At-Home Spouses Need to Know

Spouses who decide to stay home with their kids know that they will be making sacrifices. It’s difficult to put a career on hold and easily be able to pick it back up again several years later. And losing one parent’s income means money is tighter, which can often lead to strife and disagreements. Most…

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Why Stay-at-Home Spouses Need Life Insurance

When one parent decides to stay home with the children, families will often have to do quite a bit of belt-tightening in order to make the transition to one income. One place where it may seem smart to economize is on life insurance for the stay-at-home spouse. After all, without an income to replace, why…